Car Title Loans

Car Title Loans Give You Cash While Keeping Your Car

These days, people need access to cash more and more. Whether it’s money to make ends meet, a medical emergency, or some other reason, it may make sense for you to pawn your car title. We’ll help you make an informed decision about whether pawning your vehicle is right for you.

Getting a traditional loan through a bank can require a credit check along with time and hassle you simply don’t have time for. At Southern Gun & Pawn, we can make the entire process simple for you.

 We’ll provide a loan and you can keep driving your vehicle.

How To Pawn Your Car

Other pawnshops or car title loan companies may do things differently, but here at Southern Gun & Pawn, we like to keep things simple. To pawn the title of your car, you must first own your vehicle outright. This means that you’re no longer making payments on the vehicle. If this is true for you, then here is what we will require: 

• Your vehicle
• The lien-free title to your auto that lists you as the owner
• Government-issued identification (driver’s license, military ID, passport, etc.)
• Proof of income (paycheck stubs, Social Security, pension, etc.)

Once you come to our pawnshop, one of our staff will look at your vehicle in order to make a determination of the value. We use the Kelley Blue Book to help us determine the value of your vehicle.

Once the value has been determined, we will discuss the potential loan amount given your cash needs along with the vehicle valuation. There is never any obligation on our part, but once you accept our terms, we will give you the full amount of the loan and you can drive away with your vehicle.

After that, you will be responsible for paying back the amount of the loan with the interest. Once that amount has been repaid, you can return to pick up the title to your vehicle. It’s that simple.